Upon completion of your driving theory test, you will either be told that you have passed or failed — if you have passed, this will set the clock into motion. If, for whatever reason, you are unable to complete your driving test in this time slot, you will have to take your theory test again. Once you have passed your test, you will usually hand the examiner your green provisional licence card, and they will arrange sending it off, to exchange it for a pink licence card.
But, before you can even think of being able to solo drive, you will need to take out car insurance. There are quite a few options out there for new drivers — but we recommend considering our telematics car insurance, tailored for younger drivers. This involves fitting a small black box, no larger than your phone, into your car — from here, we can monitor your driving behaviour, tailor communications for your driving style, and reward you for driving safely with our Bonus Miles.
To find out more on how telematics can help you, please click here. So, give us a quick call on , or simply press the button below to arrange a policy with us. As research shows that the teen brain is not fully developed and the decision-making center is still developing until the age of 25, teens are issued restrictions to let them mature mentally, get used to driving, and for their decision-making center to develop further.
There are a number of restrictions that may be placed on a provisional license holder. The limitations vary by state but generally restrict the driver from:. The restrictions are specifically aimed at reducing the risk of group pressure by removing the possibility to transport peers and drive at night.
Failure to obey restrictions is serious. If you fail to obey restrictions without a valid reason, you may face fines and have your provisional license suspended or even revoked. There is an exception to every rule. To be exempt from the restrictions you need to keep a written note, signed by the appropriate person s , with you at all times detailing the reason and date under which the exemptions apply.
Some insurers offer short-term learner driver policies. Depending on the insurer, you take out cover for as little as two hours to up to six months. Paying a higher voluntary excess —this is the amount you must pay towards the cost of any claim you make.
In other words, the amount of the excess will be deducted from any claims payment you receive. A higher excess usually equals lower premiums, but make sure it is still realistic and that you will be able to afford repairs or other costs. Always make sure the person who does most of the driving is the main driver, not the named driver. Telematics or black insurance — with this type of cover, a device will be installed in your car to monitor your driving habits, such as braking, steering and speed.
Your examiner will usually arrange for your provisional driving licence to be sent off to the DVLA for you and it will then be upgraded to a full driving licence. You should receive your updated photocard within three weeks, but you can still drive in the meantime — providing your car is correctly taxed and insured.
I've been writing about personal finance issues for many years across a wide range of websites, magazines and newspapers. My role is to demystify financial products, explain people's options and help them make the most of their money. Select Region. United States. United Kingdom. Advisor Car Insurance. Advertiser Disclosure. Updated: Oct 5, , pm.
Rachel Wait Contributor. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. What is a provisional driving licence? When can I apply for a provisional driving licence? How can I apply for a provisional driving licence? You can pay by debit or credit card and you will need to provide the following: a valid UK biometric passport or other form of ID your address history for the past three years your National Insurance number if known.
Postal applications take longer, but you can expect to get your licence within three weeks.
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